Here’s What You’ll Get Free When You Join
Day 1: Face the Numbers
You’ll look at your real debt and spending — no shame, just truth.
Day 2: Find the Gaps
We help you find money leaks and opportunity to breathe again.
Day 3: Create Your First Payoff Plan
Walk away with a custom plan — and confidence to take action.
Faith-centered teaching videos
Approx. 30 min each
Daily email reminders
& encouragement
Private community access
for support and accountability
Meet Your Challenge Creator
"I’m Cherneva Thomas, and I created this challenge for people like you — those who are tired of feeling stuck, overwhelmed, or ashamed about money.
After walking my own journey to becoming debt-free, I realized how powerful that first step can be — and how many people never take it because they don’t know where to start.
That’s why this challenge exists.
In just 3 days, you'll shift your mindset, face your finances, and build a real plan.
You’re not behind. You’re right on time."
This challenge is 100% free. No credit card. No upsell traps. Just results.
We respect your privacy. Your email will only be used to deliver your challenge.
You’ve waited long enough.
Join the free 3-day challenge and take the first real step toward financial freedom.
"For I know the plans I have for you," declares the Lord, "plans to prosper you and not to harm you, plans to give you hope and a future."
— Jeremiah 29:11
Frequently Asked Questions
Yes! The Prepare to WIN™ Debt-Free Challenge is completely free. It's my gift to help you start your journey toward financial freedom.
About 30–45 minutes. Each day includes a video lesson and a short worksheet to complete.
No personal financial data is shared publicly. You'll complete worksheets privately, though you're welcome to share wins or questions in our private community.
Friend, there's no shame here. I've been there, and God's grace is bigger than your past mistakes. This challenge is a safe space for you to start fresh.
Yes! After the challenge, I'll share how you can join the Prepare to WIN™ Financial Freedom Course if you're ready for more in-depth help. But the challenge itself is entirely free with no obligation.
Absolutely. This challenge is free and open — feel free to share the link with a friend or accountability partner.
